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Writer's pictureIshfaaq Peerally

Top 5 WORST Investments of 2022



My portfolio returned about -14% in 2022, compared to about -20% for the S&P 500 $SPX500 . While negative returns do not always look good, they are inevitable. Returns should always be compared to the market, and in 2022, we are beating the market by about 6 pp. What matters the most are long-term returns.


It is important for us to look at some of my mistakes and what we can learn from them:

1. 1. Not enough research

As an investor, you have to constantly look for investment opportunities. I could have certainly done more research this year.


2. Not taking profits fast enough

I took profits on some stock as they were crashing. For example, Skyworks Solutions $SWKS and Freeport-McMoran $FCX . These stocks were expensive and it made sense to take profits. I was a little too greedy.


3. Overconcentration

I have two PMIs in my portfolio, Essent $ESNT and Genworth Financial $GNW . With rising mortgage rates, it would have been wiser to keep only one.


4. YouTube

In 2022, I decided to post only 2 videos a week instead of 3. This gave me extra time to improve my video quality but it didn’t happen as I would have expected.


5. Other social media platforms

I have tried using different social media platforms to talk about investing. It is better to focus on only a few


https://www.youtube.com/watch?v=kD-g4VPjMzc



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